Need fast and friendly service? ... Call us now!
Price Beat and Service Guarantee!
Insurance for Importer/Wholesaler - Business Insurance - Commercial Property Insurance - Better rate found!
Saving you an average of $688! ... Call us now!
Dan Murphys Property Owners Insurance - Commercial Building Insurance - Commercial Property Insurance - Saved client over 10%!
Paying over $2,000? ... Call us now!
Shell Service Station Insurance - Commercial Property Insurance - Better rate found!
Price Beat and Service Guarantee!
Becks Home Timber and hardware Insurance - Commercial Building Insurance - Hardware - Better rate found!
Saving you an average of $688! ... Call us now!
Medical Centre Insurance - Commercial Property Insurance - Healthcare - Better rate found!
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Price Beat and Service Guarantee!
Insurance for Cafe - Commercial Building Insurance - Property Owners Insurance - Better rate found!
Saving you an average of $688! ... Call us now!
Westpac Property Owners Insurance - Westpac Bank Building Insurance - Commercial Property Insurance - Saved client over 10%!
Paying over $2,000? ... Call us now!
Restaurant Insurance - Japanese Restaurant Insurance - Better rate found!
Price Beat and Service Guarantee!
Service Station Insurance - Motor Trades Insurance - Petrol Station Insurance - Saved client $ 1,000!
Saving you an average of $688! ... Call us now!
Commercial Cleaning Insurance - Public Liability for Cleaners - High rise commercial cleaning insurance - High hazard insurance!
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Price Beat and Service Guarantee!
Retail Clothing Shop Insurance - Property Insurance, Building Insurance - Saved client 10%
Saving you an average of $688! ... Call us now!
Shopfitter Insurance - Commercial Building Insurance - Saved client over $1,000!
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Factory Insurance - Warehouse Insurance - Commercial Property Insurance - Better rate found!
Price Beat and Service Guarantee!
Retail Strip Shops - Property Insurance / Takeaway Food Insurance - Saved client 10%
Saving you an average of $688! ... Call us now!
Business Insurance - Grocery Wholesaler Insurance - Saved client over 10%!
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Price Beat and Service Guarantee!
Church Insurance - Place of Worship Insurance - Property Owners Insurance - Better rate found!
Saving you an average of $688! ... Call us now!
Business Insurance - Grocery Wholesaler Insurance - Saved client over 10%!
Paying over $2,000? ... Call us now!
Retail Shops - Property Owners Insurance / Commercial Building Insurance - Better rate found!
Price Beat and Service Guarantee!
Auto Electrician Insurance - Business Insurance - Better rate found!
Saving you an average of $688! ... Call us now!
Healthcare Insurance, Medical Centre Insurance - Business Insurance
Need fast and friendly service? ... Call us now!
Price Beat and Service Guarantee!
Retail Clothing Shop Insurance - Property Insurance, Building Insurance - Saved client 10%
Saving you an average of $688! ... Call us now!
Shopfitter Insurance, Furniture Manufacturer - Commercial Building Insurance - Saved client over $1,000!
Paying over $2,000? ... Call us now!
SPAR Supermarket - Property Owners Insurance - Commercial Property Insurance - Saved client over 10%!
Price Beat and Service Guarantee!
Picture Framing Services Insurance - Picture Framer - Business Insurance - Better rate found! - saved $700!
Saving you an average of $688! ... Call us now!
Retail Strip Shops - Property Insurance / Takeaway Food Insurance - Saved client 10%
Paying over $2,000? ... Call us now!
Business Insurance - Grocery Wholesaler Insurance - Saved client over 10%!
Need fast and friendly service? ... Call us now!
Commercial Offices - Property Insurance for Superfund - Saved client over $1,000!
Need fast and friendly service? ... Call us now!
Price Beat and Service Guarantee!
Retail Strip Shops - Property Insurance - saved client 10%
Saving you an average of $688! ... Call us now!
Wine Bar Insurance - Business Insurance - Better rate found!
Paying over $2,000? ... Call us now!
Vacant Building Insurance - Vacant Commercial Property Insurance - saved client over $ 1,000!
Price Beat and Service Guarantee!
Retail Furniture Store - Business Insurance & Property Owners Insurance - we saved client hundreds!
Saving you an average of $688! ... Call us now!
Motor Dealer - Property ISR & Public Liability, Products Liability - Motor Dealership Insurance - corrected cover and saved client over $ 2,000!
Paying over $2,000? ... Call us now!
Need help with your existing insurance policy? Call us now to see how we can help!
Need fast and friendly service? ... Call us now!
Commercial Printer - Business Insurance - saved client more than $ 1,000!
Price Beat and Service Guarantee!
Commercial Building – Property Owners Insurance – saved customer over 20%. Increased cover and reduced total cost!
Saving you an average of $688! ... Call us now!
Medical Centre Insurance, GP Practice Policy, Office Contents Insurance.
Paying over $2,000? ... Call us now!
Property Owner of a KFC - Property Owners Insurance - we saved client over $ 1,000!
Need fast and friendly service? ... Call us now!
Commercial Property Insurance - Music Retail - saved client more than 10%!
Price Beat and Service Guarantee!
Commercial Building – Property Owners Insurance – saved customer over 20%. Increased cover and reduced total cost!
Saving you and average of $688! ... Call us now!
Retail Shop Insurance - Small Business Insurance - saved client over 15%!
Paying over $2,000? ... Call us now!
Property Owners Insurance - Insurance for Commercial Offices - saved client over 10%!
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Supermarket Insurance - IGA Supermarket Insurance, Foodworks Insurance, Convenience Store Insurance - Property Owner - saved client over 10%!
Price Beat and Service Guarantee!
Importer/Wholesaler - Commercial Motor Insurance, Car Insurance – saved customer over 15%!
Saving you an average of $688! ... Call us now!
Small Bar Insurance, Winebar Insurance, Restaurant Insurance - Business Insurance
Need help with your existing policy? ... Call us now!
Price Beat and Service Guarantee!
Commercial Building – Commercial Property Insurance – saved customer over $ 1,500.
Need Commercial Property Insurance Cover now? Call us now for Same Day Service!
Saving you an average of $688! ... Call us now!
Commercial/Residential Real Estate Agency – Office Insurance – Contents Cover.
Paying over $2,000? ... Call us now!
Commercial Building Insurance – Property Owners Insurance – saved client $ 2,000!
Need fast and friendly service? ... Call us now!
Saving you an average of $688! ... Call us now!
Boarding House / Shared Accommodation - Property & Public Liability Insurance.
Price Beat and Service Guarantee!
Production Company - Business Insurance – Increased cover and reduced total cost!
Saving you an average of $688! ... Call us now!
Media & Advertising Company - Office Insurance, Insurance for Office - Office Contents Cover.
Need help with your existing policy? ... Call us now!
Paying over $2,000? ... Call us now!
Cafe Insurance, Restaurant Insurance, Takeaway Food Insurance - Business Insurance – saved customer over 15%. Increased cover and reduced total cost!
Saving you an average of $688! ... Call us now!
Motor Vehicle Wrecker – Property Insurance – saved customer over 20%.
Paying over $2,000? ... Call us now!
Manufacturing Company - Business Insurance – Motor Trade.
Just purchased a Supermarket or Fruit Market? Need Insurance Quotes? Need Supermarket Insurance, Fruit Market Insurance? IGA, Foodworks ... Call us now!
Price Beat and Service Guarantee!
Commercial Building – Property Owners Insurance, Commercial Landlords Insurance – saved customer 10%.
Paying over $2,000? ... Call us now!
Commercial Building - Property Owners Insurance – Commercial with Residence Above.
Need Business Insurance Cover now? Call us now for Same Day Service!
Saving you an average of $688! ... Call us now!
Supermarket Insurance - IGA Insurance, Foodworks Insurance, Convenience Store Insurance – Business Insurance - Property, Public Liability Insurance, Products Liability Insurance – saved client over $ 500. Increased cover and reduced total cost!
Need EPS Insurance, EPS Building Insurance, Coolroom Insurance, Sandwich Foam Panel Insurance? ... Call us now!
Paying over $ 2,000? ... Call us now!
Hospitality Training Centre - Commercial Business Insurance – saved over $ 1,000. Increased cover and reduced total cost!
Saving you an average of $688! ... Call us now!
Commercial Building – Property Owners Insurance – saved customer 10%.
Paying over $2,000? ... Call us now!
Nail Salon – Business Insurance – saved customer 20%!
Need fast and friendly service? ... Call us now!
Price Beat and Service Guarantee!
Strata – Strata Title Insurancem, Residential Strata Insurance, Commercial Strata Insurance, Body Corporate Insurance – saved customer 5%. Increased cover and reduced total cost!
Need help to Compare Insurance? Compare Commercial Insurance? Compare Business Insurance?
Paying over $2,000? ... Call us now!
Motor Vehicle – Commercial Motor, Car Insurance – saved customer over 15%!
Saving you an average of $688! ... Call us now!
Factory Insurance, Industrial Insurance - Property Owner of Commercial Building Insurance.
Need Petrol Station Insurance or Service Station Insurance? Just purchased a Woolworths Petrol Station, BP Petrol Station? ... Call us now!
Need Car Wash Insurance, Kitchen Manufacturing Insurance, Contract Cleaning Insurance, Commercial Cleaners Insurance? ... Call us now!
Are you with NRMA Insurance, GIO Insurance, AMP Insurance or other direct insurers? Do you need fast and friendly service? ... Call us today!
As a Business owner you need the peace of mind knowing your business is protected in the event of a claim. At Insurance Rate Monitors we have over sixty (60) years of combined industry experience. As a member of the Steadfast Group, we have access to market leading products from Australian authorised insurers and together with our experience make it easy for you to arrange your Business Insurance. Whether you own a small convenience store or a large import or manufacturing business – we will search the market to find you a better rate on your Business Insurance.
At IRM, we help tailor a custom Business Insurance Policy to suit your needs.
The replacement value or contents sum insured, type of business, size, location, fire protection and security of your property play a major role in the overall risk rating of your business which is used to calculate your annual insurance premium. For example, a small cafe will have a lower risk rating compared to a larger restaurant or service station.
If you need assistance with reviewing your existing sums insured or you have purchased a business and need help determining replacement values then give us a call. As a member of the Steadfast Group, we have access to insurance valuation services and various calculators and tables.
Standard business insurance policies are made up of the following sections.
Property Section – also known as your Fire Section includes items such as your Buildings, Contents and Removal of Debris. Some standard listed events which you are covered for are as follows:
Fire, impact, storm, water, lightning and accidental damage. In many locations, flood cover is also available. In most cases, property cover is required under your lease agreement with your property owner.
Business Interruption – also known as your Loss of Income includes items such as your Insurable Gross Profit - twelve (12) months or even up to twenty-four (24) months for large businesses and Professional Fees. Should your business not be able to occupy your premises due to a claim under the Property Section, then we will arrange for the payment of your loss of income for this time.
Glass – covers you for the replacement of Internal and/or External Glass at your premises. In many cases, glass cover is required under your lease agreement with your property owner.
Public Liability – with limits of $ 5,000,000 to $ 30,000,000 available for Business Insurance. Where you are negligent and legally liable as a result of your business occupation. Helping to protect you against incidents such as bodily injury and damage to third party property, slip and falls and/or trip hazards. In most cases, public liability cover is required under your lease agreement with your property owner.
Machinery Breakdown – for Breakdown, burning-out or Fusion to motors, pumps and compressors such as Air-conditioning units, refrigerators and cool rooms. You can select limits from $ 5,000 to the total asset value of your commercial property.
