Business insurance | insuranceratemonitors

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Price Beat and Service Guarantee!
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Dan Murphys Property Owners Insurance - Commercial Building Insurance - Commercial Property Insurance - Saved client over 10%!

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Westpac Property Owners Insurance - Westpac Bank Building Insurance - Commercial Property Insurance - Saved client over 10%!

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Restaurant Insurance - Japanese Restaurant Insurance - Better rate found!

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Service Station Insurance - Motor Trades Insurance - Petrol Station Insurance - Saved client $ 1,000!

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Commercial Cleaning Insurance - Public Liability for Cleaners - High rise commercial cleaning insurance - High hazard insurance!

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Retail Clothing Shop Insurance - Property Insurance, Building Insurance - Saved client 10%

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Shopfitter Insurance - Commercial Building Insurance - Saved client over $1,000!

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Factory Insurance - Warehouse Insurance - Commercial Property Insurance - Better rate found!

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Retail Strip Shops - Property Insurance / Takeaway Food Insurance - Saved client 10%

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Church Insurance - Place of Worship Insurance - Property Owners Insurance - Better rate found!

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Business Insurance - Grocery Wholesaler Insurance - Saved client over 10%!

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Auto Electrician Insurance - Business Insurance - Better rate found!

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Healthcare Insurance, Medical Centre Insurance - Business Insurance

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Price Beat and Service Guarantee!
Retail Clothing Shop Insurance - Property Insurance, Building Insurance - Saved client 10%

Saving you an average of $688! ... Call us now!
Shopfitter Insurance, Furniture Manufacturer - Commercial Building Insurance - Saved client over $1,000!

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SPAR Supermarket - Property Owners Insurance - Commercial Property Insurance - Saved client over 10%!

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Picture Framing Services Insurance - Picture Framer - Business Insurance - Better rate found! - saved $700!

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Commercial Offices - Property Insurance for Superfund - Saved client over $1,000!

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Retail Strip Shops - Property Insurance - saved client 10%

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Wine Bar Insurance - Business Insurance - Better rate found!

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Vacant Building Insurance - Vacant Commercial Property Insurance - saved client over $ 1,000!

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Retail Furniture Store - Business Insurance & Property Owners Insurance - we saved client hundreds!

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Motor Dealer - Property ISR & Public Liability, Products Liability - Motor Dealership Insurance - corrected cover and saved client over $ 2,000!

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Commercial Printer - Business Insurance - saved client more than $ 1,000!

Price Beat and Service Guarantee!
Commercial Building – Property Owners Insurance – saved customer over 20%. Increased cover and reduced total cost!

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Medical Centre Insurance, GP Practice Policy, Office Contents Insurance.

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Property Owner of a KFC - Property Owners Insurance - we saved client over $ 1,000!

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Commercial Property Insurance - Music Retail - saved client more than 10%!

Price Beat and Service Guarantee!
Commercial Building – Property Owners Insurance – saved customer over 20%. Increased cover and reduced total cost!

Saving you and average of $688! ... Call us now!
Retail Shop Insurance - Small Business Insurance - saved client over 15%!

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Property Owners Insurance - Insurance for Commercial Offices - saved client over 10%!

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Supermarket Insurance - IGA Supermarket Insurance, Foodworks Insurance, Convenience Store Insurance - Property Owner - saved client over 10%!

Price Beat and Service Guarantee!
Importer/Wholesaler - Commercial Motor Insurance, Car Insurance – saved customer over 15%!

Saving you an average of $688! ... Call us now!
Small Bar Insurance, Winebar Insurance, Restaurant Insurance - Business Insurance

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Price Beat and Service Guarantee!
Commercial Building – Commercial Property Insurance – saved customer over $ 1,500.

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Saving you an average of $688! ... Call us now!
Commercial/Residential Real Estate Agency – Office Insurance – Contents Cover.

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Commercial Building Insurance – Property Owners Insurance – saved client $ 2,000!

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Boarding House / Shared Accommodation - Property & Public Liability Insurance.

Price Beat and Service Guarantee!
Production Company - Business Insurance – Increased cover and reduced total cost!

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Media & Advertising Company - Office Insurance, Insurance for Office - Office Contents Cover.

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Cafe Insurance, Restaurant Insurance, Takeaway Food Insurance - Business Insurance – saved customer over 15%. Increased cover and reduced total cost!

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Motor Vehicle Wrecker – Property Insurance – saved customer over 20%.

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Manufacturing Company - Business Insurance – Motor Trade.

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Price Beat and Service Guarantee!
Commercial Building – Property Owners Insurance, Commercial Landlords Insurance – saved customer 10%.

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Saving you an average of $688! ... Call us now!
Supermarket Insurance - IGA Insurance, Foodworks Insurance, Convenience Store Insurance – Business Insurance - Property, Public Liability Insurance, Products Liability Insurance – saved client over $ 500. Increased cover and reduced total cost!

Need EPS Insurance, EPS Building Insurance, Coolroom Insurance, Sandwich Foam Panel Insurance? ... Call us now!

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Hospitality Training Centre - Commercial Business Insurance – saved over $ 1,000. Increased cover and reduced total cost!

Saving you an average of $688! ... Call us now!
Commercial Building – Property Owners Insurance – saved customer 10%.

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Nail Salon – Business Insurance – saved customer 20%!

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Price Beat and Service Guarantee!
Strata – Strata Title Insurancem, Residential Strata Insurance, Commercial Strata Insurance, Body Corporate Insurance – saved customer 5%. Increased cover and reduced total cost!

Need help to Compare Insurance? Compare Commercial Insurance? Compare Business Insurance?

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Motor Vehicle – Commercial Motor, Car Insurance – saved customer over 15%!

Saving you an average of $688! ... Call us now!
Factory Insurance, Industrial Insurance - Property Owner of Commercial Building Insurance.

Need Petrol Station Insurance or Service Station Insurance?  Just purchased a Woolworths Petrol Station, BP Petrol Station? ... Call us now!

Need Car Wash Insurance, Kitchen Manufacturing Insurance, Contract Cleaning Insurance, Commercial Cleaners Insurance? ... Call us now!

Are you with NRMA Insurance, GIO Insurance, AMP Insurance or other direct insurers?  Do you need fast and friendly service? ... Call us today!



 

Want to know who is choosing Insurance Rate Monitors? - Click here to find out!

 

As a Business owner you need the peace of mind knowing your business is protected in the event of a claim.  At Insurance Rate Monitors we have over sixty (60) years of combined industry experience.  As a member of the Steadfast Group, we have access to market leading products from Australian authorised insurers and together with our experience make it easy for you to arrange your Business Insurance.  Whether you own a small convenience store or a large import or manufacturing business – we will search the market to find you a better rate on your Business Insurance.

At IRM, we help tailor a custom Business Insurance Policy to suit your needs.

The replacement value or contents sum insured, type of business, size, location, fire protection and security of your property play a major role in the overall risk rating of your business which is used to calculate your annual insurance premium.  For example, a small cafe will have a lower risk rating compared to a larger restaurant or service station.

If you need assistance with reviewing your existing sums insured or you have purchased a business and need help determining replacement values then give us a call.  As a member of the Steadfast Group, we have access to insurance valuation services and various calculators and tables.

Standard business insurance policies are made up of the following sections.

1.            Property

2.            Business Interruption

3.            Money

4.            Glass

5.            Public Liability

6.            Machinery Breakdown

 

Property Section – also known as your Fire Section includes items such as your Buildings, Contents and Removal of Debris.  Some standard listed events which you are covered for are as follows:

Fire, impact, storm, water, lightning and accidental damage.  In many locations, flood cover is also available.  In most cases, property cover is required under your lease agreement with your property owner.

Business Interruption – also known as your Loss of Income includes items such as your Insurable Gross Profit - twelve (12) months or even up to twenty-four (24) months for large businesses and Professional Fees.  Should your business not be able to occupy your premises due to a claim under the Property Section, then we will arrange for the payment of your loss of income for this time.

Glass – covers you for the replacement of Internal and/or External Glass at your premises.  In many cases, glass cover is required under your lease agreement with your property owner.

Public Liability – with limits of $ 5,000,000 to $ 30,000,000 available for Business Insurance. Where you are negligent and legally liable as a result of your business occupation.  Helping to protect you against incidents such as bodily injury and damage to third party property, slip and falls and/or trip hazards.  In most cases, public liability cover is required under your lease agreement with your property owner.

Machinery Breakdown – for Breakdown, burning-out or Fusion to motors, pumps and compressors such as Air-conditioning units, refrigerators and cool rooms.  You can select limits from $ 5,000 to the total asset value of your commercial property.

Contact us today to find out how we can help you find a better rate!


Client Testimonials:

“Insurance Rate Monitors provided immediate cover and placed our policy with an Insurer we trust, giving us peace of mind.  Andrew and the IRM Team made it easy to do business."

Nick Papas, Commercial Property Insurance, VIC

"The Team from Insurance Rate Monitors provided same day service and found us a better rate; saving us time and money.  It was fast, easy and we saved hundreds!"

Yunita, ISR Property & Public/Products Liability, NSW

“After having difficulty obtaining insurance quotes we contacted Insurance Rate Monitors.  The IRM Team provided expert advice and excellent service finalising my policy in the same afternoon!  We saved over 10%!"

M Levy, Property Owners Insurance, NSW

 

Press Release:

Insurance Rate Monitors and AuctionWorks are pleased to announce their strategic alliance – providing General Insurance services for Commercial Property owners; Australia-Wide!

Insurance Rate Monitors are pleased to announce their strategic alliance with Burgess Rawson – providing General Insurance services for Commercial Property owners; Australia-Wide!

 

Call Melbourne 03 8682 9788 Call Sydney 02 8922 9788
 
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At Insurance Rate Monitors we search the market to find you a better rate on your General Insurance. We save you time and money by finding the right insurer and product to suit your needs! If we find you a better rate we will let you know and provide you with an obligation free quotation. It's that easy! *Conditions apply.

Australian Authorised Insurers

We do not deal with foreign insurers.

Our Insurance Rate Monitors know only to look at saving you money with Australian Authorised General Insurers. We do not deal with any Unauthorised Foreign Insurers giving you peace of mind. Call now and let us do the work for you!

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